Since inception, we have been extending Lines of Credit (LOC) to enable Indian exporters to enter new geographies or expand their business in overseas export markets without any payment risk from importers. We put special emphasis on extending LOC as an effective market entry tool as well as a means of market diversification for Indian exporters.
We extend LOCs to overseas financial institutions, regional development banks, sovereign governments and other entities overseas, to enable buyers in those countries to import developmental and infrastructure projects, equipments, goods and services from India, on deferred credit terms. We extend LOCs on our own and also at the behest and with the support of the Government of India.
We finance and facilitate LOCs for:
- Fostering development partnership.
- Boosting exports and employment generation,
- Creating positive multiplier effect of growth and
- Expanding horizons of partnership
Government of India supported LOCs
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Objective of Government of India supported LOCs
In 2003-04, the Government of India (GOI) formulated the Indian Development Initiative, now known as Indian Development and Economic Assistance Scheme (IDEAS), with the objective of sharing India's development experience to:
- Fund economic and infrastructure projects in the partner countries,
- Generate socio-economic benefits in the partner countries,
- Promote bilateral trade in goods and services; and
- Support capacity building and skills transfer.
by extending concessional Government of India supported LOCs routed through Exim Bank, to developing partner countries.
The Ministry of External Affairs (MEA), Development Partnership Administration (DPA) Division deals with India's development assistance programmes abroad, including LOCs routed through Exim Bank. These LOCs are extended to partner countries for execution of projects including large-scale and complex projects by Indian companies.
Both bilateral and multilateral assistance typically follow a sequence of standard procedures:
- Project identification and preparation,
- Review and approval of the project proposal,
- Offer of the loan, acceptance and execution of loan agreement,
- Project implementation, monitoring and supervision, and
- Socio-economic impact assessment after project completion
Lessons learned from the impact assessment/evaluation act as feedback to the preparation, review and implementation of future projects. This process forms the 'project cycle'.
Create And Enable Assets for the Partner Country
Multiple Spin-off Benefits
Employment Opportunities
Socio-economic Benefits in the Partner Country
Promoting and facilitating exports of goods and services from India
- These loans finance project exports and the import of goods and services from India.
- Goods and services (including consultancy services) for minimum 75% value of the contracts covered under these loans must be sourced from India. A relaxation of 10% may be considered on a case-to-case basis.
- LOCs may finance upto 100% value of contract on FOB/CFR/CIF/CIP basis.
- Soft loans under the scheme shall be free from all kinds of taxes and duties of any nature whatsoever levied in the recipient country (including all corporate/personal/value added taxes, import/customs duties, special levies and social security contributions for temporary employees deputed by Indian exporters) in relation to the project execution in the country.
GOI LOC Statistics
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Pipeline LOCs_30.06.2025
Operative-LOCs_30.06.2025
GOILOC-Statistics-Report_30.06.2025
Model Procurement Documents
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Model Bidding Document for Procurement of Goods
Model Bidding Document for Selection of Consultant
Model Prequalification Document for EPC Contract
Model Prequalification Document for DPR / PMC Consultant
Model Prequalification Document for Supply Contracts
Model Bidding Document for EPC Contracts
List of contracts included under Lines of Credit
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List of Contracts Included from October 01, 2022 till January 31, 2025
List of prequalified companies
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Result of Prequalification of Consultants for preparation of Detailed Project Report and Tendering Services for Two Solar Projects in Guinea
Result of Prequalification of EPC Contractors for Installation of Solar Photovoltaic Power Plant at Cheddi Jagan International Airport, Guyana
Result of Pre-Qualification of Project Management Consultant (PMC) for “Reconstruction of Aldo Chavarria Hospital in Managua, Nicaragua"
Result of Pre-Qualification of Project Management Consultant (PMC) for “Strengthening of Water Supply Sustainability” project in Zanzibar, Tanzania
Result of Prequalification of Engineering Procurement Construction EPC (Contractor) for Strengthening the Water Supply of Grand Conakry Project in the Republic of Guinea
Result of Prequalification of Project Management Consultant (PMC) for Strengthening the Water Supply of Grand Conakry Project in the Republic of Guinea
Result of Prequalification of EPC Contractors for Construction of the Barclayville –Sasstown- Klowne Road in the Republic of Liberia
Result of Prequalification of EPC Contractors for the Solar Water Pumping System & Pico Hydropower Project in Three Provinces of Lao PDR
List of prequalified companies
Invitation to Tenders / Pre-Qualification
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Pre-Qualification of DPR and / or PMC Consultant for Construction of Water Supply Systems in Towns of Beyla, Koubia, and Fria in Guinea: Addendum-2 for extension in Application Submission Due Date.
Prequalification of EPC Contractor for Stung Sva Hab Water Resources Development Project, Cambodia - Addendum-II for extension in Application Submission Due Date
Pre-Qualification of DPR and / or PMC Consultant for Construction of Water Supply Systems in Towns of Beyla, Koubia, and Fria in Guinea - Addendum-I [Revised]
Minutes of the Pre-PQ Meeting, held on June 12, 2025, for Pre-Qualification of DPR and / or PMC Consultant for Construction of Water Supply Systems in Towns of Beyla, Koubia, and Fria in Guinea
Notice for Pre-PQ Meeting for Prequalification of DPR and / or PMC Consultant for Construction of Water Supply Systems in Beyla, Koubia, and Fria, Guinea
Minutes of the Pre-PQ Meeting, held on May 30, 2025, for Pre-qualification of Engineering Procurement and Construction (EPC) Contractor for Stung Sva Hab Water Resources Development Project, Cambodia.
Prequalification of EPC Contractor for Stung Sva Hab Water Resources Development Project, Cambodia - Addendum I
Prequalification of DPR Consultants and PMC for Water Supply Systems in Towns of Beyla, Koubia, and Fria, in Guinea. Pre-Application Meeting on June 12, 2025
Notice for Pre-PQ Meeting for Pre-qualification of Engineering Procurement and Construction (EPC) Contractor for Stung Sva Hab Water Resources Development Project, Cambodia.
Prequalification of EPC Contractor for Stung Sva Hab Dam and Water Resources Development Project in Cambodia
Invitation for industry consultation: engagement of engineering, procurement and construction (epc) contractor for stung sva hab water resources development project, involving construction of dam, in cambodia
Engagement of Lender’s Independent Engineer (LIE) for Rehabilitation of Road N280/N281 between Tica, Buzi and Nova Sofala, in Mozambique - Addendum-I for extension in Application Submission Due Date
Minutes of the Pre-EOI Meeting for Engagement of Lender’s Independent Engineer (LIE) for Rehabilitation of Road N280/N281 between Tica, Buzi and Nova Sofala, in Mozambique.
Prequalification of EPC Contractor for for Stung Sva Hab Water Resources Development Project, Cambodia - Addendum-II for extension in Application Submission Due Date
Notice for Pre-EOI Meeting for Engagement of Lender’s Independent Engineer (LIE) for Rehabilitation of Road N280/N281 between Tica, Buzi and Nova Sofala, in Mozambique
Minutes of the Pre-PQ Meeting for Pre-qualification of Engineering Procurement and Construction (EPC) Contractor for Stung Sva Hab Water Resources Development Project, Cambodia.
Prequalification of EPC Contractor for Stung Sva Hab Water Resources Development Project, Cambodia - Addendum I
Prequalification of EPC Contractor for Design, Supply, Installation, and Commissioning of a 3 MW (AC) Grid-tied Solar Photovoltaic System at Cheddi Jagan International Airport (CJIA), Timehri, Guyana- Addendum III
Invites Expression of Interest for engagement of lender’s independent engineer [LIE] for the rehabiliation of road n280/n281 between tica, buzi, and nova sofala, in Mozambique
